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	<title>Jen Klein</title>
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	<link>http://jenklein.com</link>
	<description>Roseville Short Sales</description>
	<lastBuildDate>Mon, 16 Apr 2012 22:05:55 +0000</lastBuildDate>
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		<title>The Realities of your credit score FICO VS Fake-O!</title>
		<link>http://jenklein.com/the-realities-of-your-credit-score-fico-vs-fake-o</link>
		<comments>http://jenklein.com/the-realities-of-your-credit-score-fico-vs-fake-o#comments</comments>
		<pubDate>Mon, 16 Apr 2012 21:58:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Real Life Stories]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=600</guid>
		<description><![CDATA[Please contact Jennifer Klein (916)230-3880 or email JK@RosevilleAndRocklin.com for any questions! For more first time real estate buyer information, check out our &#8220;first-time home buyer&#8221; series &#8211; click here &#8211; our real estate video educational library.]]></description>
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<p style="text-align: center;">Please contact Jennifer Klein (916)230-3880 or email JK@RosevilleAndRocklin.com for any questions! <a title="First Time Home Buyer Series - Roseville and Rocklin Real Estate" href="http://www.youtube.com/playlist?list=PL685151C0FC42A8CB&amp;feature=plcp" target="_blank">For more first time real estate buyer information, check out our &#8220;first-time home buyer&#8221; series &#8211; click here &#8211; our real estate video educational library.</a></p>
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		<title>Do you currently have an FHA loan? You may be eligible for up to $1500 in a short sale!</title>
		<link>http://jenklein.com/do-you-currently-have-an-fha-loan-you-may-be-eligible-for-up-to-1500-in-a-short-sale</link>
		<comments>http://jenklein.com/do-you-currently-have-an-fha-loan-you-may-be-eligible-for-up-to-1500-in-a-short-sale#comments</comments>
		<pubDate>Sun, 11 Mar 2012 22:23:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[All about Short sales]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[FHA loans]]></category>
		<category><![CDATA[Rocklin Short Sales]]></category>
		<category><![CDATA[Roseville Realtor]]></category>
		<category><![CDATA[Roseville Short Sales]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=597</guid>
		<description><![CDATA[The FHA short sale process is quite a bit different than a traditional short sale, meeting time lines is crucial. You may even get money for moving expenses. For questions please call (916)230-3880, email JK@RosevilleAndRocklin.com or check out more info at . Some other videos you may find helpful are: Fannie Mae or Freddie Mac [...]]]></description>
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<p>The FHA short sale process is quite a bit different than a traditional short sale, meeting time lines is crucial. You may even get money for moving expenses. For questions please call (916)230-3880, email JK@RosevilleAndRocklin.com or check out more info at <a href="http://RosevilleAndRocklin.com" title="www.RosevilleAndRocklin.com" target="_blank"></a>.<br />
Some other videos you may find helpful are:<br />
<a href="http://jenklein.com/fannie-mae-and-freddie-mac" title="Who's your investor: Fannie Mae or Freddie Mac? " target="_blank">Fannie Mae or Freddie Mac</a><br />
<a href="http://jenklein.com/roseville-realtor-who-pays-for-a-short-sale" title="Who pays for a short sale? " target="_blank">Who pays for a short sale?</a><br />
<a href="http://jenklein.com/beware-considering-a-loan-modfication-think-you-are-currently-in-one" title="Considering a Loan modification? Think you are in one? " target="_blank"></a> </p>
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		<item>
		<title>Why has this short sale been listed so long? D.O.M.</title>
		<link>http://jenklein.com/why-higher-d-o-m-can-be-a-good-thing</link>
		<comments>http://jenklein.com/why-higher-d-o-m-can-be-a-good-thing#comments</comments>
		<pubDate>Sat, 10 Mar 2012 20:35:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Life Stories]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Rocklin home buyer]]></category>
		<category><![CDATA[Rocklin Short Sales]]></category>
		<category><![CDATA[Roseville Home buying]]></category>
		<category><![CDATA[Roseville Short Sales]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=568</guid>
		<description><![CDATA[How does days on market affect the way you write your offer? Can it be a good thing? What does Days on Market mean? Please contact Jennifer Klein (916)230-3880 or check us out at RosevilleAndRocklin.com]]></description>
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<p>How does days on market affect the way you write your offer? Can it be a good thing?<br />
<a href="http://www.youtube.com/watch?v=RvAL5q2jJv4&#038;feature=related"> What does Days on Market mean? </p>
<p>Please contact Jennifer Klein (916)230-3880 or check us out at <a href="http://www.youtube.com/watch?v=RvAL5q2jJv4&#038;feature=related">RosevilleAndRocklin.com</a></p>
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		<title>How &#8220;Short Sale Contingent&#8221; effects D.O.M. and your home search</title>
		<link>http://jenklein.com/how-short-sale-contingent-effects-d-o-m-and-your-home-search</link>
		<comments>http://jenklein.com/how-short-sale-contingent-effects-d-o-m-and-your-home-search#comments</comments>
		<pubDate>Sat, 10 Mar 2012 20:08:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Rocklin Short Sales]]></category>
		<category><![CDATA[Roseville Realtor]]></category>
		<category><![CDATA[Roseville Short Sales]]></category>
		<category><![CDATA[Short sale contingent]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=563</guid>
		<description><![CDATA[&#8220;Why are these homes listed for so long?&#8221; Furthermore, &#8220;Why can&#8217;t I see them or make an offer?&#8221; Short sale contingent can be a good thing and a bad thing, see how&#8230; Also, see how D.O.M. can influence an offer Why it&#8217;s not always a bad thing&#8230; For more information check us out at www.RosevilleandRocklin.com [...]]]></description>
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<p>&#8220;Why are these homes listed for so long?&#8221; Furthermore, &#8220;Why can&#8217;t I see them or make an offer?&#8221; Short sale contingent can be a good thing and a bad thing, see how&#8230;<br />
Also, see how <a href="http://www.youtube.com/watch?v=RvAL5q2jJv4&#038;feature=related">D.O.M. can influence an offer</a><br />
<a href="http://www.youtube.com/watch?v=RvAL5q2jJv4&#038;feature=related">Why it&#8217;s not always a bad thing&#8230; </a><br />
For more information check us out at <a href="http://RosevilleAndRocklin.com">www.RosevilleandRocklin.com</a> or call Jennifer Klein (916)230-3880. </p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>&#8220;Fiduciary&#8221; Duty</title>
		<link>http://jenklein.com/fiduciary-duty</link>
		<comments>http://jenklein.com/fiduciary-duty#comments</comments>
		<pubDate>Sat, 10 Mar 2012 19:47:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[All about Short sales]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Real Life Stories]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Bank owned home]]></category>
		<category><![CDATA[Rocklin home buying]]></category>
		<category><![CDATA[Roseville Home buying]]></category>
		<category><![CDATA[short sale roseville]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=557</guid>
		<description><![CDATA[The current real estate market is tricky to understand. Who is obligated to whom? Both in a short sale and in the case of bank owned homes. Understanding who our agreements are with as agents will help buyers better navigate the market. For questions please call (916)230-3880 or email JK@RosevilleAndRocklin.com. For more educational videos on [...]]]></description>
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<p>The current real estate market is tricky to understand. Who is obligated to whom? Both in a short sale and in the case of bank owned homes. Understanding who our agreements are with as agents will help buyers better navigate the market.<br />
For questions please call (916)230-3880 or email JK@RosevilleAndRocklin.com. For more educational videos on home purchasing please check out our <a href="http://www.youtube.com/playlist?list=PL685151C0FC42A8CB&#038;feature=plcp">Home Buyers Series</a> <a href="http://www.youtube.com/playlist?list=PL685151C0FC42A8CB&#038;feature=plcp"></p>
]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Client Testimonials-Short sale buyer!</title>
		<link>http://jenklein.com/client-testimonials-short-sale-buyer</link>
		<comments>http://jenklein.com/client-testimonials-short-sale-buyer#comments</comments>
		<pubDate>Tue, 10 Jan 2012 03:58:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[All about Short sales]]></category>
		<category><![CDATA[Real Life Stories]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Testimonials]]></category>
		<category><![CDATA[Buying Short Sales]]></category>
		<category><![CDATA[Roseville Homes for sale]]></category>
		<category><![CDATA[Roseville Realtor]]></category>
		<category><![CDATA[Roseville Short sale buyer]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=554</guid>
		<description><![CDATA[“After having issues with another agent, we made the switch to Jennifer &#038; could have not made a better decision. She was knowledgeable, informative, friendly and took the time to thoroughly answer all my questions. It was truly a pleasure working with her &#038; have already recommended her to some of my friends!” Manuel T. [...]]]></description>
			<content:encoded><![CDATA[<p><em>“After having issues with another agent, we made the switch to Jennifer &#038; could have not made a better decision. She was knowledgeable, informative, friendly and took the time to thoroughly answer all my questions. It was truly a pleasure working with her &#038; have already recommended her to some of my friends!”</p>
<p>Manuel T.<br />
Roseville, CA (Buyer)</em></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Client Testimonials-How did I do?</title>
		<link>http://jenklein.com/client-testimonials-how-did-i-do</link>
		<comments>http://jenklein.com/client-testimonials-how-did-i-do#comments</comments>
		<pubDate>Tue, 10 Jan 2012 03:56:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Real Life Stories]]></category>
		<category><![CDATA[Testimonials]]></category>
		<category><![CDATA[Homes for sale in Rocklin]]></category>
		<category><![CDATA[Rocklin Short sale]]></category>
		<category><![CDATA[roseville short sale]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=550</guid>
		<description><![CDATA[Jennifer Klein of Coldwell Banker is simply the finest realtor we have ever worked with. As a career military family, we have bought and sold homes for over 20 years and never in all that time did we have the pleasure of being associated with a consummate professional like Jennifer. She is an expert at [...]]]></description>
			<content:encoded><![CDATA[<p><em>Jennifer Klein of Coldwell Banker is simply the finest realtor we have ever worked with. As a career military family, we have bought and sold homes for over 20 years and never in all that time did we have the pleasure of being associated with a consummate professional like Jennifer. She is an expert at short sales and her hard work and due diligence result in speedy closures. We recommend her to any home buyers or sellers because she will make your experience hassle free.</p>
<p>Happy Homeowners,</em></p>
<p><em>Bill and Julie Fuqua</em></p>
<p><em>Lincoln, CA</em></p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Bank of America, Notice of Intent to Accelerate</title>
		<link>http://jenklein.com/bank-of-america-notice-of-intent-to-accelerate</link>
		<comments>http://jenklein.com/bank-of-america-notice-of-intent-to-accelerate#comments</comments>
		<pubDate>Mon, 31 Oct 2011 03:28:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[All about Short sales]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Testimonials]]></category>
		<category><![CDATA[Bank Of America]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Notice Of Intent to Accelerate]]></category>
		<category><![CDATA[roseville short sale]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=543</guid>
		<description><![CDATA[Video Blog (vlog) by REALTOR® Jennifer Klein: Bank of America, Notice of Intent to Accelerate explained by Jennifer Klein (916)230-3880, Or email JK@RosevilleAndRocklin.com.]]></description>
			<content:encoded><![CDATA[<p><iframe width="520" height="400" src="http://www.youtube.com/embed/YfWSPGTvv-o" frameborder="0" allowfullscreen></iframe><br />
<a href="http://jenklein.com">Video Blog (vlog) by REALTOR® Jennifer Klein</a>: Bank of America, Notice of Intent to Accelerate explained by Jennifer Klein (916)230-3880, Or email JK@RosevilleAndRocklin.com.</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>What does Short Sale Contingent mean?</title>
		<link>http://jenklein.com/what-does-short-sale-contingent-mean</link>
		<comments>http://jenklein.com/what-does-short-sale-contingent-mean#comments</comments>
		<pubDate>Wed, 24 Aug 2011 15:04:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[All about Short sales]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Rocklin Short Sales]]></category>
		<category><![CDATA[Roseville Home buying]]></category>
		<category><![CDATA[Roseville Real Estate]]></category>
		<category><![CDATA[Roseville Short Sales]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=534</guid>
		<description><![CDATA[We are often asked what does short sale contingent mean? Furthermore, is it worth the time to look at them? or Consider them in your house hunt? Take a look and find out our opinion... ]]></description>
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How did we do? Was this information helpful? For questions or concerns please call <a href="http://jenklein.com">Jennifer Klein</a> (916)230-3880 or <a href="http://RosevilleAndRocklin.com">Steve Ostrom</a> (916)308-2446. Or you can email JK@RosevilleAndRocklin.com. For more information about <a href="http://RosevilleAndRocklin.com">RosevilleAndRocklin.com</a> check out our website! </p>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>California: Senate Bill 458 Extends Deficiency Language to Second Mortgage</title>
		<link>http://jenklein.com/california-senate-bill-458-extends-deficiency-language-to-second-mortgage</link>
		<comments>http://jenklein.com/california-senate-bill-458-extends-deficiency-language-to-second-mortgage#comments</comments>
		<pubDate>Sat, 23 Jul 2011 15:38:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[All about Short sales]]></category>
		<category><![CDATA[Home Sellers]]></category>
		<category><![CDATA[Short Sales]]></category>
		<category><![CDATA[Testimonials]]></category>
		<category><![CDATA[Deficiency Judgement]]></category>
		<category><![CDATA[Roseville Realtor]]></category>
		<category><![CDATA[Senate Bill 458]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://jenklein.com/?p=528</guid>
		<description><![CDATA[California: Senate Bill 458 Extends Deficiency Language to Second Mortgage; Jennifer Klein discusses the new Senate Bill 458 and how it relates to your short sale. *Please consult with your tax person and real estate attorney for your specific inquiries regarding tax or legal related questions or needs*]]></description>
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<p>Prior to July 15th&#8217;s passing of senate Bill 458 By Jerry Brown, second mortgages could pursue short sale sellers with a deficiency judgement <a href="http://jenklein.com/second-mortgages-fight-back-do-you-have-one-or-two-loans">making life a little difficult</a>. With Senate Bill 458 things have changed, making things easier for underwater home owners to finally break away from an over leveraged home. For questions please contact Jennifer Klein (916)230-3880 or email JK@RosevilleAndRocklin.com </p>
]]></content:encoded>
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