Roseville Short Sales

Can I still short sale if I’m in a loan modification?

http://youtu.be/bTRX0_GTRnQ Video Blog (vlog) by REALTOR® JenKlein  discuss short sale eligibility after a loan modification: As we inch closer to the sunsetting of the deficiency protection laws, this question is becoming more and more important. As many of you know the end of 2013 marks the end of the debt forgiveness. While there is speculation in regards to it's extension, it is just that,...

Who is the investor on my loan?

  Want to know who TRULY holds your mortgage? Who you make your payments to is not typically the person who owns your loan! Ask your servicer, the person who collects your payment, who the investor on your loan is! Did you know that who your mortgage servicer is may not be as important as WHO the mortgage holder is? For example your loan may be serviced by Bank of America or Wells Fargo, but the...

Do you currently have an FHA loan? You may be eligible for up to $1500 in a short sale!

http://www.youtube.com/watch?feature=player_detailpage&v=sS300L0-Zao The FHA short sale process is quite a bit different than a traditional short sale, meeting time lines is crucial. You may even get money for moving expenses. For questions please call (916)230-3880, email JK@RosevilleAndRocklin.com or check out more info at . Some other videos you may find helpful are: Fannie Mae or Freddie...

How “Short Sale Contingent” effects D.O.M. and your home search

http://www.youtube.com/watch?list=UU4SBdSwyfba2TKxRHV3frQg&feature=player_detailpage&v=kV05RGAYuAE#t=112s "Why are these homes listed for so long?" Furthermore, "Why can't I see them or make an offer?" Short sale contingent can be a good thing and a bad thing, see how... Also, see how D.O.M. can influence an offer Why it's not always a bad thing... For more information check us out at...

Why agents may get sued for short sales…

A short sale by definition is the bank accepting less than what the seller owes. It’s not traditional and definitely an ever changing science. Just as in any situation there are people taking advantage of distressed homeowners, which in turn effects banking institutions. Let me site an example to help understand where problems might lie and in the end agents may suffer. Seller Johnson needs a short...

“Notice of Intent to Accelerate”

Bank of America has started issuing a , “Notice of Intent to Accelerate”, typically to loans that were previously Countrywide Home loans. Countrywide home loans were purchased by Bank of America and that is who you now make your mortgage payments to. If you’ve received one of these notices I’m fairly certain you are not current on your mortgage and for most, severely behind ...

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